Synchrony is one of the nation’s premier consumer financial services companies.
Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
- A simple application process, and fast credit decisions
- Unsecured, revolving credit lines
- Promotional financing options1
- Convenient monthly payment options
- Online account management
1. Subject to credit approval. Minimum monthly payments are required. See store for details.
For all promotions: Qualifying purchases must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time the first purchase posts to the account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
Apply Online Generators
*No Payments, No Interest, For 12 Months – Coupon Disclaimer
6, 12, 18, 24 No Interest, With Payments (state specific)
Financing offers a 12, 18 or 24-month deferred interest feature (the “promotional period”) on your purchase. Finance charges will accrue on your account during the promotional period, as set forth in your Truth in Lending Disclosures, but your monthly payment during the promotional period will go entirely to the principal balance. You will not have to pay the accrued finance charges until after the promotional period has ended. If you repay your purchase in full before the end of the promotional period you will not have to pay the accrued finance charges. However, if during the promotional period any scheduled monthly payment is received from you more than 30 days after the date the payment is due, then the promotional period ends, and you will be responsible for paying the finance charges that have accrued during the promotional period as set forth in the Truth in Lending Disclosures. You may also prepay your account at any time without penalty. Financing is subject to credit requirements and satisfactory completion of finance documents. Any finance terms advertised are estimates only. Normal late charges apply.
Wells Fargo Home Projects®
The Wells Fargo Home Projects® credit card is issued with approved credit by Wells Fargo Bank, N.A. an Equal Housing Lender. To apply for financing of Trane products and services, please click the image below.